Find out what your policy is missing in 60 seconds — Start your free audit
Coverage Gap Audit™
Protect What
Matters Most
A free, expert review of your current coverage — uncovering hidden risks, missing protections, and costly gaps.
No obligation. No pressure. Just clarity.
2,500+
Families Protected
13+
Years of Experience
15+
Carrier Partners
60s
Audit Turnaround
The Audit
Most People Don't Have
Bad Insurance —
They Have Incomplete Insurance
You might think you're covered. But without a proper audit, you could be one claim away from discovering a gap that costs you everything.
Low liability limits that leave you exposed
Missing endorsements you didn't know you needed
Outdated coverage that hasn't kept up with your life
No proper review — because no one ever looked
What's Included
Your Coverage Gap
Audit™ Includes
Coverage Breakdown
A clear breakdown of your current coverage — what's working and what's not.
Hidden Risk Identification
Identification of hidden risks and blind spots that could leave you exposed.
Personalized Recommendations
Tailored recommendations based on your unique situation, priorities, and goals.
Smarter Policy Structure
A smarter way to structure your policy so everything works together.
How It Works
Simple. Seamless.
Connect Your Policy
Securely link your current coverage through Canopy Connect — encrypted, private, and instant.
We Run Your Audit
Your coverage is reviewed for gaps, risks, and missed opportunities.
Receive Your Report
A clear, jargon-free breakdown of what's covered, what's not, and what it means for you.
Review It Together
A one-on-one consultation to walk through every finding and answer your questions.
Rebuild If Needed
If there are gaps, we help you find better coverage — often at a better price.
Meet Your Insurance Bestie
Hi, I'm Melinda
I'm a people person who believes in turning handshakes into hugs. With 13 years in the insurance industry, I've helped hundreds of families protect what matters most.
My philosophy is simple: educate before everything. I believe when you truly understand your coverage, you make better decisions — and that's what the Coverage Gap Audit™ is all about.
I'm here to help you see what's working, what's missing, and what it all means for your family. No jargon. No pressure. Just honest guidance from someone who genuinely cares.
That's what makes us besties.
Get Started
Let's Find Out What
Your Policy Is Missing
Connect your current policy securely below to start your Coverage Gap Audit™. It takes less than 60 seconds.
Know someone who needs this? with a friend.
"Friends don't let friends have coverage gaps."
Ready to Have an Insurance
Bestie in Your Corner?
You're not just getting a review — you're getting someone who's got you.
Important Disclosure
Advisory Disclaimer
The Coverage Gap Audit™ is provided for educational and informational purposes only. Nothing on this website constitutes the sale, solicitation, or negotiation of insurance, nor does it constitute insurance, legal, or financial advice. Melinda Quiroz is acting in an advisory and educational capacity only — not as a licensed insurance agent, broker, or adjuster transacting the business of insurance as defined under the Texas Insurance Code.
All observations and suggestions are general recommendations, not guarantees of coverage, insurability, pricing, or claims outcome. Coverage determinations are made solely by the issuing carrier based on your specific policy language. You are encouraged to consult your actual policy and a licensed professional before making coverage decisions.
To the fullest extent permitted by law, Melinda Quiroz & Co. LLC disclaims all liability for any loss or damage arising from reliance on information provided through this website. This disclaimer is governed by the laws of the State of Texas. By using this site, you acknowledge and agree to these terms.